Michael Fowlkes, InvestorsObserver Options and ETF Analyst: Michael is a financial writer that has been with the Fresh Brewed Media Family for 8 years. Over the course of his tenure with Fresh Brewed Media, he has worn many hats, including portfolio manager, options analyst, and writer. Michael received his undergraduate degree from Virginia Tech in Accounting and got his start in finance working as a stock trader for six years at Chase Investment Counsel in Charlottesville, VA. His focus is on financial writing, using his market experience to present the news in a way that the average investor can digest. His articles typically cover big-picture events and forecasting what impact they will have on the stock market as well as coverage of ETF options. In addition to writing for Fresh Brewed Media, Michael also wrote for AOL's BloggingStocks for 3 years, focusing most of his attention on the energy and technology sectors. Michael is not adverse to high-risk investing when he believes the risks are worth the reward, but in adverse market conditions he takes a more conservative approach. His believes a focus on high-dividend investing offers the safest play given the uncertain global economy.